IDFC First Bank Q4 Results: Net Profit Falls By 58% YoY, Dividend Declared

SOURCE : NEW18 NEWS

Last Updated:April 26, 2025, 17:42 IST

IDFC FIRST Bank’s net profit for FY25 was Rs 1,52,485 lakh, down from Rs 2,95,651 lakh in FY24. Total income rose to Rs 43,52,320 lakh.

IDFC First Bank Q4 Results 2024-25: IDFC FIRST Bank announced its audited financial results for the quarter and year ended March 31, 2025. IDFC FIRST Bank’s he net profit for the March 2025 quarter stood at Rs 30,408 lakh, while net profit for Q4FY24 was Rs 72,435 lakh.

For FY25, the bank posted a standalone net profit of Rs 1,52,485 lakh, compared to Rs 2,95,651 lakh in FY24.

Total income for the year rose to Rs 43,52,320 lakh from Rs 36,32,450 lakh in FY24, backed by higher interest earned and other income streams. The bank’s operating profit before provisions was Rs 7,41,485 lakh, indicating a strong operational performance.

Asset Quality and Capital Position

The gross non-performing assets (GNPA) ratio stood at 1.87%, slightly better than 1.88% last year, while the net NPA ratio improved to 0.53% from 0.60%. The capital adequacy ratio under Basel III norms remained healthy at 15.48%, ensuring a comfortable buffer above regulatory requirements.

IDFC FIRST Bank Final Dividend 2025

The Board of Directors proposed a final dividend of ₹0.25 per share for FY25, subject to shareholder approval. This reflects the bank’s growing confidence in its earnings stability and capital position.

Other Highlights

• The bank’s net worth rose to Rs 37,14,064 lakh.

• Return on assets (ROA) for the year stood at 0.48%, compared to 1.10% in FY24.

• The amalgamation with erstwhile IDFC Limited was completed in October 2024, strengthening the bank’s capital structure and operational base.